Mortgage Broker in Folsom, CA
Andrey Dimitrashuk - Lending Concepts

Looking for a home loan in Folsom? We help Folsom buyers and homeowners understand their options, avoid confusion, and move ahead with confidence.

Expert Home Financing for Folsom Residents

From homes near Historic Folsom and the Folsom City Zoo Sanctuary area to newer neighborhoods around Empire Ranch Road and the city’s expanding south-of-50 growth areas, Folsom offers very different home styles and price points depending on where you look. Buyers weighing neighborhoods near trails, parks, and established schools often want a mortgage strategy that is simple, realistic, and fast enough to compete when the right property appears.

Why choose a local mortgage broker in Folsom?

  • Better guidance for a fast-moving market

  • Clear loan comparisons without pressure

  • Help from application to closing

We help with USDA loans, conventional loans, VA loans, jumbo loans, investment loans, and FHA loans.

Serving Folsom from Our Local Office

Our office is already in Folsom at 785 Orchard Dr #250, making it convenient for local buyers and homeowners. We are accessible from key Folsom routes including East Bidwell Street, Riley Street, and Highway 50 connectors, depending on which side of the city you are coming from.

We are based in Folsom and actively operate across these cities

  • Empire Ranch: Financing for newer upscale homes

  • Broadstone: Help with popular family neighborhoods

  • American River Canyon: Mortgage options for larger homes

  • Historic Folsom: Guidance for older character homes

Ready to Make Your Move in the Folsom Market?

If you are buying or refinancing in Folsom, let’s build a plan that fits your budget before rates or competition shift again.

Frequently Asked Questions

Do you help buyers in newer Folsom neighborhoods?

Yes. We help buyers in areas like Empire Ranch and Broadstone as well as older parts of Folsom.

Can you help with jumbo loans in Folsom?

Yes. Jumbo financing may be a fit for higher-price homes depending on the property and your qualifications.

Do you work with homeowners refinancing in Folsom too?

Yes. We help with both purchase loans and refinance options.

Why Work With a Local Folsom-Based Mortgage Broker?

Working with a local Folsom-based mortgage broker gives you the distinct advantage of genuine community knowledge and a personal stake in your success, something that national lenders and online platforms simply can't replicate.

Folsom Coverage Area by Zip Code

95630, 95671

Ready to Take the Next Step?

If you are thinking about buying, refinancing, or simply want to understand your options, the next step starts with a simple conversation.

No pressure. Just clear answers and a plan.

Get Pre-Approved Online


Schedule a Call with Andrey Today

Andrey Dimitrashuk

Mortgage Loan Originator · DBA: Loans by Drey

Individual NMLS #1583893 | CalDRE #02070049

Lending Concepts

Real Estate Broker — California Department of Real Estate
Company NMLS #1206623 | CalDRE #01957794

Folsom Office (Primary)

785 Orchard Dr #250

Folsom, CA 95630

Clovis Office (Brokerage HQ — by appointment)

565 Pollasky Ave, Suite 201

Clovis, CA 93612

Hours: Open 24 hours

Languages: English · Russian · Ukrainian

Языки: Английский · Русский · Украинский

Мови: Англійська · Російська · Українська

Loan Programs

Conventional Loans

FHA Home Loans

VA Home Loans

USDA Loans

Jumbo Home Loans

Refinance

Reverse Mortgage

Alternative Loans (Non-QM)

Loan Programs

About Drey

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Privacy Policy (CCPA)

Accessibility (WCAG 2.1 AA)

We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.

5.0 / 5.0 47+ verified reviews on Zillow

License Disclosure

Andrey Dimitrashuk — NMLS #1583893 | CalDRE #02070049. Lending Concepts — NMLS #1206623 | CalDRE #01957794. Licensed in CA. Verify: NMLS Consumer Access · CalDRE. DRE Mortgage Loan Activities: (877) 373-4542.

Not a Commitment to Lend — Regulation Z

This is not a commitment to lend. All applications subject to credit approval, underwriting, appraisal, and title. Programs, rates, and terms subject to change without notice. Not all applicants qualify. Subject to Truth in Lending Act disclosures (12 CFR §1026).

California Consumer Privacy Act

California residents: review our Privacy Policy for information about your rights under the CCPA.

Accessibility — ADA / WCAG 2.1 AA

We are committed to digital accessibility. See our Accessibility Statement for details.

© 2026 Loans by Drey, a DBA of Andrey Dimitrashuk operating under Lending Concepts. All rights reserved.

Last updated: June 2, 2026