Mortgage Broker in Elk Grove, CA
Andrey Dimitrashuk - Lending Concepts
Need help buying a home in Elk Grove? We make the mortgage process easier to understand so you can move forward with less stress and more clarity.
Expert Home Financing for Elk Grove Residents
Whether you are searching near Laguna Stonelake, looking for a home close to the trails and parks of East Franklin, or hoping to stay near local schools and family-friendly neighborhoods, Elk Grove buyers need financing guidance that fits the area they are targeting. This is especially true for buyers comparing newer subdivisions, larger lots, and commute-friendly pockets across the city.
Why work with a mortgage broker for an Elk Grove purchase or refinance?
You can compare multiple loan paths
You get simpler answers and real guidance
You can move faster when a home fits your budget
We help with USDA loans, conventional loans, VA loans, jumbo loans, investment loans, and FHA loans.
Serving Elk Grove from Our Folsom Office
Our Folsom office is a straightforward trip from Elk Grove. Most buyers head north via CA-99 or local connectors toward Highway 50, then continue into Folsom to reach our office near the Orchard Drive business corridor.
We are based in Folsom and actively operate across these cities in Elk Grove
Laguna West: Financing for established planned communities
Stonelake: Mortgage help near lakeside homes
East Franklin: Options for newer family neighborhoods
Camden: Guidance for suburban resale homes
Ready to Make Your Move in the Elk Grove Market?
Before you make an offer in Elk Grove, get a clear plan for your payment, down payment, and best-fit loan option.
Frequently Asked Questions
Do you help first-time buyers in Elk Grove?
Yes. We help buyers understand their budget, compare loan options, and get ready before they start touring homes.
Can you help with lower down payment options in Elk Grove?
Yes. FHA, VA, and some conventional loan options may be available depending on your situation.
Do you work with buyers in Laguna and East Franklin areas?
Yes. We work with buyers and homeowners across Elk Grove, including Laguna West, Stonelake, East Franklin, and Camden.
Why Work With a Local Folsom-Based Mortgage Broker?
Working with a local Folsom-based mortgage broker gives you the distinct advantage of genuine community knowledge and a personal stake in your success, something that national lenders and online platforms simply can't replicate.
Elk Grove Coverage Area by Zip Code
95624, 95757, 95758, 95759
Ready to Take the Next Step?
If you are thinking about buying, refinancing, or simply want to understand your options, the next step starts with a simple conversation.
No pressure. Just clear answers and a plan.
Elk Grove Coverage Area by Zip Code
95630 (Folsom)
95670 (Rancho Cordova)
95662 (Orangevale)
95628 (Fair Oaks)
95677 (Rocklin)
95746 (Granite Bay)
95762 (El Dorado Hills)
Get Pre-Approved Online
Schedule a Call with Andrey Today
Andrey Dimitrashuk
Mortgage Loan Originator · DBA: Loans by Drey
Individual NMLS #1583893 | CalDRE #02070049
Lending Concepts
Real Estate Broker — California Department of Real Estate
Company NMLS #1206623 | CalDRE #01957794
Folsom Office (Primary)
785 Orchard Dr #250
Folsom, CA 95630
Clovis Office (Brokerage HQ — by appointment)
565 Pollasky Ave, Suite 201
Clovis, CA 93612
Hours: Open 24 hours
Languages: English · Russian · Ukrainian
Языки: Английский · Русский · Украинский
Мови: Англійська · Російська · Українська
Loan Programs
Conventional Loans
FHA Home Loans
VA Home Loans
USDA Loans
Jumbo Home Loans
Refinance
Reverse Mortgage
Alternative Loans (Non-QM)
Loan Programs
About Drey
FAQ
Reviews
Mortgage Learning Center
Calculators
12-Step Pre-Approval
Blog
Schedule a Call
Company
Contact
Privacy Policy (CCPA)
Accessibility (WCAG 2.1 AA)
We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.
License Disclosure
Andrey Dimitrashuk — NMLS #1583893 | CalDRE #02070049. Lending Concepts — NMLS #1206623 | CalDRE #01957794. Licensed in CA. Verify: NMLS Consumer Access · CalDRE. DRE Mortgage Loan Activities: (877) 373-4542.
Not a Commitment to Lend — Regulation Z
This is not a commitment to lend. All applications subject to credit approval, underwriting, appraisal, and title. Programs, rates, and terms subject to change without notice. Not all applicants qualify. Subject to Truth in Lending Act disclosures (12 CFR §1026).
California Consumer Privacy Act
California residents: review our Privacy Policy for information about your rights under the CCPA.
Accessibility — ADA / WCAG 2.1 AA
We are committed to digital accessibility. See our Accessibility Statement for details.
© 2026 Loans by Drey, a DBA of Andrey Dimitrashuk operating under Lending Concepts. All rights reserved.
Last updated: June 2, 2026