Mortgage Broker in El Dorado Hills, CA
Andrey Dimitrashuk - Lending Concepts

Looking for a mortgage broker in El Dorado Hills? We help buyers and homeowners navigate higher price points, understand their options clearly, and move forward with less guesswork.

Expert Home Financing for El Dorado Hills Residents

Whether you are looking in Serrano, comparing homes in Blackstone, or trying to stay close to Oak Ridge High School and the El Dorado Hills community amenities, financing in El Dorado Hills often comes with bigger decisions and bigger price tags. Buyers here usually want clear loan guidance, honest payment expectations, and a smoother process when moving into one of the area’s most established and sought-after communities.

Why work with a mortgage broker for El Dorado Hills?

  • Better help comparing options at higher price points

  • Clear guidance on monthly payment strategy

  • Faster answers when timing matters

We help with USDA loans, conventional loans, VA loans, jumbo loans, investment loans, and FHA loans.

Serving El Dorado Hills from Our Folsom Office

Our Folsom office is just west of El Dorado Hills, making it a convenient option for local buyers. Most clients reach us by following Highway 50 west from El Dorado Hills toward Folsom, then exiting into the local office corridor near Orchard Drive.

We are based in Folsom and actively operate across these El Dorado Hills cities

  • Serrano: Financing for upscale gated communities

  • Blackstone: Help with newer luxury homes

  • Governors Village: Mortgage options for custom homes

  • Highland Hills: Guidance for established hillside homes

Ready to Make Your Move in the El Dorado Hills Market?

If you are buying or refinancing in El Dorado Hills, let’s build a plan that matches your goals before the next opportunity passes by.

Frequently Asked Questions

Do you help with jumbo loans in El Dorado Hills?

Yes. Jumbo loan options are often relevant in El Dorado Hills, depending on the home price and your qualifications.

Can you help buyers in Serrano and Blackstone?

Yes. We work with buyers and homeowners across El Dorado Hills, including Serrano, Blackstone, Governors Village, and Highland Hills.

Is your office far from El Dorado Hills?

No. Our Folsom office is a convenient drive west along Highway 50.

Why Work With a Local Folsom-Based Mortgage Broker?

Working with a local Folsom-based mortgage broker gives you the distinct advantage of genuine community knowledge and a personal stake in your success, something that national lenders and online platforms simply can't replicate.

El Dorado Hills Coverage Area by Zip Code

95762, 95746, 95672

Ready to Take the Next Step?

If you are thinking about buying, refinancing, or simply want to understand your options, the next step starts with a simple conversation.

No pressure. Just clear answers and a plan.

Get Pre-Approved Online


Schedule a Call with Andrey Today

Andrey Dimitrashuk

Mortgage Loan Originator · DBA: Loans by Drey

Individual NMLS #1583893 | CalDRE #02070049

Lending Concepts

Real Estate Broker — California Department of Real Estate
Company NMLS #1206623 | CalDRE #01957794

Folsom Office (Primary)

785 Orchard Dr #250

Folsom, CA 95630

Clovis Office (Brokerage HQ — by appointment)

565 Pollasky Ave, Suite 201

Clovis, CA 93612

Hours: Open 24 hours

Languages: English · Russian · Ukrainian

Языки: Английский · Русский · Украинский

Мови: Англійська · Російська · Українська

Loan Programs

Conventional Loans

FHA Home Loans

VA Home Loans

USDA Loans

Jumbo Home Loans

Refinance

Reverse Mortgage

Alternative Loans (Non-QM)

Loan Programs

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Privacy Policy (CCPA)

Accessibility (WCAG 2.1 AA)

We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.

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License Disclosure

Andrey Dimitrashuk — NMLS #1583893 | CalDRE #02070049. Lending Concepts — NMLS #1206623 | CalDRE #01957794. Licensed in CA. Verify: NMLS Consumer Access · CalDRE. DRE Mortgage Loan Activities: (877) 373-4542.

Not a Commitment to Lend — Regulation Z

This is not a commitment to lend. All applications subject to credit approval, underwriting, appraisal, and title. Programs, rates, and terms subject to change without notice. Not all applicants qualify. Subject to Truth in Lending Act disclosures (12 CFR §1026).

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California residents: review our Privacy Policy for information about your rights under the CCPA.

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© 2026 Loans by Drey, a DBA of Andrey Dimitrashuk operating under Lending Concepts. All rights reserved.

Last updated: June 2, 2026