Whether you are looking in Serrano, comparing homes in Blackstone, or trying to stay close to Oak Ridge High School and the El Dorado Hills community amenities, financing in El Dorado Hills often comes with bigger decisions and bigger price tags. Buyers here usually want clear loan guidance, honest payment expectations, and a smoother process when moving into one of the area’s most established and sought-after communities.
Better help comparing options at higher price points
Clear guidance on monthly payment strategy
Faster answers when timing matters
We help with USDA loans, conventional loans, VA loans, jumbo loans, investment loans, and FHA loans.
Our Folsom office is just west of El Dorado Hills, making it a convenient option for local buyers. Most clients reach us by following Highway 50 west from El Dorado Hills toward Folsom, then exiting into the local office corridor near Orchard Drive.
Serrano: Financing for upscale gated communities
Blackstone: Help with newer luxury homes
Governors Village: Mortgage options for custom homes
Highland Hills: Guidance for established hillside homes
Yes. Jumbo loan options are often relevant in El Dorado Hills, depending on the home price and your qualifications.
Yes. We work with buyers and homeowners across El Dorado Hills, including Serrano, Blackstone, Governors Village, and Highland Hills.
No. Our Folsom office is a convenient drive west along Highway 50.
Working with a local Folsom-based mortgage broker gives you the distinct advantage of genuine community knowledge and a personal stake in your success, something that national lenders and online platforms simply can't replicate.
95762, 95746, 95672
If you are thinking about buying, refinancing, or simply want to understand your options, the next step starts with a simple conversation.
No pressure. Just clear answers and a plan.
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Individual NMLS #1583893 | CalDRE #02070049
Lending Concepts
Real Estate Broker — California Department of Real Estate
Company NMLS #1206623 | CalDRE #01957794
Folsom Office (Primary)
785 Orchard Dr #250
Folsom, CA 95630
Clovis Office (Brokerage HQ — by appointment)
565 Pollasky Ave, Suite 201
Clovis, CA 93612
Hours: Open 24 hours
Languages: English · Russian · Ukrainian
Языки: Английский · Русский · Украинский
Мови: Англійська · Російська · Українська
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We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.
License Disclosure
Andrey Dimitrashuk — NMLS #1583893 | CalDRE #02070049. Lending Concepts — NMLS #1206623 | CalDRE #01957794. Licensed in CA. Verify: NMLS Consumer Access · CalDRE. DRE Mortgage Loan Activities: (877) 373-4542.
Not a Commitment to Lend — Regulation Z
This is not a commitment to lend. All applications subject to credit approval, underwriting, appraisal, and title. Programs, rates, and terms subject to change without notice. Not all applicants qualify. Subject to Truth in Lending Act disclosures (12 CFR §1026).
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© 2026 Loans by Drey, a DBA of Andrey Dimitrashuk operating under Lending Concepts. All rights reserved.
Last updated: June 2, 2026