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Individual NMLS #1583893 | CalDRE #02070049
Lending Concepts
Real Estate Broker — California Department of Real Estate
Company NMLS #1206623 | CalDRE #01957794
Folsom Office (Primary)
785 Orchard Dr #250
Folsom, CA 95630
Clovis Office (Brokerage HQ — by appointment)
565 Pollasky Ave, Suite 201
Clovis, CA 93612
Hours: Open 24 hours
Languages: English · Russian · Ukrainian
Языки: Английский · Русский · Украинский
Мови: Англійська · Російська · Українська
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Privacy Policy (CCPA)
Accessibility (WCAG 2.1 AA)


We are pledged to the letter and spirit of U.S. policy for the achievement of equal housing opportunity throughout the Nation. We encourage and support an affirmative advertising and marketing program in which there are no barriers to obtaining housing because of race, color, religion, sex, handicap, familial status, or national origin.
License Disclosure
Andrey Dimitrashuk — NMLS #1583893 | CalDRE #02070049. Lending Concepts — NMLS #1206623 | CalDRE #01957794. Licensed in CA. Verify: NMLS Consumer Access · CalDRE. DRE Mortgage Loan Activities: (877) 373-4542.
Not a Commitment to Lend — Regulation Z
This is not a commitment to lend. All applications subject to credit approval, underwriting, appraisal, and title. Programs, rates, and terms subject to change without notice. Not all applicants qualify. Subject to Truth in Lending Act disclosures (12 CFR §1026).
California Consumer Privacy Act
California residents: review our Privacy Policy for information about your rights under the CCPA.
Accessibility — ADA / WCAG 2.1 AA
We are committed to digital accessibility. See our Accessibility Statement for details.
© 2026 Loans by Drey, a DBA of Andrey Dimitrashuk operating under Lending Concepts. All rights reserved.
Last updated: June 2, 2026