Economic & Market Insights 12/19/25

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The Economy

Job growth is slowing and unemployment is rising, signaling a cooling labor market that could pressure consumer spending.

Regs

Federal fuel-efficiency rules are being eased to lower car prices, reducing the 2031 requirement to 34.5 mpg.

Housing

Conforming and FHA loan limits will significantly increase in 2026, expanding access to more affordable mortgage financing.

Tech

Disney is launching an AI tool that lets fans generate short videos using 200+ licensed characters, marking a major tech shift for the company.

Travel

The U.S. may soon require foreign visitors to submit five years of social media history, potentially dampening already soft tourism.

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